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The most unique feature of Ecco women's golf shoes is their high tech sole with four layers of built in support contained in a platform spread evenly across the whole foot. I have needed a good golf shoe for a long time, and this particular pair of shoes has surpassed any other pair of golf shoes that I've ever owned. I highly recommend the Ecco brand, especially this particular model. Ecco golf shoes for women deliver everything included in the Ecco brand promise: comfort, support, and confidence. Because they are a specially designed sports shoe, they are especially durable and orthopedically correct to last through the normal wear and tear of an athletic routine. This product not only met my expectations, but greatly exceeded them. I have needed a good golf shoe for a long time, and this particular pair of shoes has surpassed any other pair of golf shoes that I've ever owned. The most unique feature of Ecco women's golf shoes is their high tech sole with four layers of built in support contained in a platform spread evenly across the whole foot. This platform not only provides height and attractiveness, but facilitates the rolling motion the foot makes accompanying a golf swing. There are very few golf shoes on the market that can do this as well as Ecco does. One of my favorite things is that their wide velcro secures the platform onto the foot and makes them easy to slip on and off. While particularly useful for playing golf, Ecco women's golf shoes provide the support and comfort of a regular walking shoe and are the shoe of choice of a number of women athletes, from softball to basketball to baseball to softball to volleyball to racketball to tennis players. Their unique four layer rolling platform is their secret. The shoes come in canvas, leather, velvet, cotton, steel, cashmere, wool, fleece, and suede. Ecco women's shoes are also very versatile and can be worn to the park, the playground, to work, to school, to the grocery store, or just inside the apartment, house, or mobile home. I like wearing these shoes even outside of the golf course. They come in a variety of attractive colors to match every item in your wardrobe, from your coats to your pants, to your shirts, to your sweaters, to your purses, to your jackets, to your scarves, to your earrings and accessories. The colors include, but are not limited to, black, brown, beige, salmon, chartreuse, pink, orange, green, blue, violet, red, yellow, maroon, grey, eggplant, maroon, brown, nude, tan, green apple, sour lemon, sky blue, coffee, and teal. I own multiple pairs of these shoes in different colors, which allows me to pick and choose the style that I want, depending on the situation. 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Comp sales decreased 11.2% in the Hot Topic segment during the month compared to the year earlier period. Hot Topic namesake stores sell a selection of music/pop culture licensed and music/pop culture influenced apparel, accessories, music and gift items, primarily targeted toward ages of 12 to 22. Comp sales increased 7.5% in the Torrid segment for the five week period ended April 3, 2010, compared to the year earlier period. The company Torrid stores sell apparel, lingerie, shoes and accessories for plus size women. Same store sales of Hot Topic have continually suffered due to the prolonged recession, which has squeezed disposable incomes, compelling customers to reduce discretionary spending such as that on fashionable apparel and accessories. However, we maintain our long term Neutral recommendation on the company as we anticipate it to perform in line with the broader market. Women Nike Free Run 2 Grey Sail Pink White,In a press release Thursday, Sirius XM (NASDAQ:SIRI) announced that it has commenced a tender offer to purchase for cash any and all of its 3 1/4% Convertible Notes due 2011. I think there are many financial benefits to doing this. Most notably, it presents the company with interest savings at just under 1 million dollars for the year. As I was reading this news, I was reminded of an issue that I am still trying figure out: Sirius XM Convertible Bonds. In trying to solve this puzzle, I have realized two things. First, there is so much to the issue that I do not know. Secondly, there is still so much to this issue that I still do not know. Get the picture? Some of the information that I share below has already been addressed many times before. Hopefully, this will spark discussions and certain details that we may not have known and motivate us to put all the pieces together. Let start from the beginning and look at some of the things that we already do know. The convertibles were originally sold at the onset of the merger dating back to July of 2008. It is amazing how this now seems so long ago. Looking back, there were presumably many assumption made by interested parties at the time. Most notably, from the CEO himself, Mel Karmazin, who remains highly criticized for mistakes made during the pre and post merger period. In looking back and realizing some of the mistakes that were made, I have reason to suspect that management was of the assumption that the merger would constitute a change of ownership that would enact certain rights of the bondholders. Acting on this assumption, the company then sold the convertibles (due 2014) as a means to not only repay the existing debt, but also in an effort to avoid litigation that would have potentially prevented the merger (or at the very least, presented a roadblock). Well, we all now know how that turned out as roadblocks of other kinds surfaced nonetheless. The company management provided some details of the bonds and informed that they had a conversion rate of 533 shares per each single bond at a conversion price of $1.875. This much we have known and have extensively discussed on several articles, most recently on one by Brandon Matthews (More on Those Pesky Sirius XM Convertibles). In my opinion, the article was among his best to date, for the attention it brought to something so widely overlooked. Brandon began with: I have tried unsuccessfully to explain the reasoning behind my belief that holders of Sirius XM Radio's 7% convertible notes will likely convert, and alleviate Sirius XM (SIRI) of 550 million of long term debt in the not too distant future. To be fair, Brandon is not alone in this assumption. There are many who believe and can articulate why they feel this is the logical option. Conversely, there are those who see this a little differently. More specifically, the holders of the bonds will continue to receive the 7% annual coupon until maturity. As for me, I happen to fall into the latter pool of opinions. But why? In order to come to some logical conclusion of what is going to happen or as close to the actual event as possible, we have to be willing to look deeper into the situation to lay out the facts and determine the best possible outcome. In other words, what would I do if I were in their shoes? On more than one occasion, upper management of Sirius described the convertibles as debt a term many investors (even me) do not fully appreciate. By definition, debts are loans that have a lower chance of being repaid with interest. They are toxic to the person or institution that will receive the payments. These debts generally adhere to one of the following criteria: Default rates for the particular debt are in the double digits, more debt is accumulated than what can comfortably be paid back, and the interest rates of the obligation are subject to discretionary changes. Any debt could potentially be considered "toxic" if it imposes harm onto the financial position of the holder. Now, using the term debt to describe the convertibles brought about more speculation towards what the bond holders were going to do, given the huge risk that they have taken. But was it really a risk? If you say yes, then logically you would fall into the category that would want the bondholders to convert at the convert price. That if you were in their shoes. But if you are willing to answer then you fall into a different category. It means that you not only value what the 7% annual coupon presents, but also the options that any premium above the conversion price presents. Then you and I are thinking alike. Let look deeper. In another article by Brandon Matthews (Sirius XM and the Laws of Large Numbers), we learned that: The initial purchasers of the 7% exchangeable notes were JPMorgan (NYSE:JPM), UBS (NYSE:UBS) and Morgan Stanley (NYSE:MS). They subsequently sold them to QIB's who still today continue to exchange the Notes. When the notes were being sold (and then resold by those who originally purchased them) UBS and Morgan Stanley were, in fact, loaned a number of shares. These were loaned out by Sirius for the purpose of hedging while they sold the notes. A portion of the loaned shares were returned in 2009 but close to 200MM are still outstanding and being held by UBS and Morgan Stanley. Per the agreement, they are prevented from transferring the obligation to anyone else. UBS and Morgan Stanley today do not hold any of these 7% Notes but are still the recognized holders of the loaned shares. I am of the opinion that it doesn make any sense to convert until the date of maturity while still collecting the 7% annual coupon. My senses tell me they are going to wait. They are telling me this for many reasons. Let take a look at this more closely. Originally, as of the condition of the deal, the holders requested and were granted the capability to instantly short their positions against a facility endorsed by the company that was administered by UBS and Morgan Stanley. Both firms established short positions on behalf of the converts using shares provided by Sirius XM. This is something that never quite sat well with me. In essence, this agreement effectively hurt the current owners. Why this question was never raised is now a mystery to me. How did Mel escape with never having to answer for this decision? Now there are plenty more questions with what I have just highlighted above. But knowing what we know now and seeing how the company has/is performing since the merger, I suppose it is now reasonable to think that management; Mel in particular has been issued a pass. But is it justified? How did this work? What many do not realize is that both UBS and Morgan Stanley were charged with buying back an equal number of shares. Considering that they were allowed to hedge against it (short it), forcing them to buy an equal number of shares was to help stabilize the stock so it did not drop too dramatically. Now, the key to understanding the converts is realizing the many options that they were afforded. Remember, we were told by Sirius management that these debts were So the obvious question is, why did the converts assume the risk? I come to realize that it was not much risk at all. Whether Sirius XM failed as a company or became a successful entity, the bond holders were put in a position where they absolutely could NOT lose. I still investigating some of these issues and hope to provide my findings soon. As for the stock itself, I think so far we have seen evidence of some possible major moves upward. The company continues to improve its fundamentals but as with most equities, it will fall prey to issues in the general markets. This I can live with.

Authentic Quality And Cheap Price Guarantee Women Nike Free Run 2 Grey Sail Pink White,Women Nike Free Run 2 Stealth Grey White Solar Red To a query in Rajya Sabha on whether banks had bought the airlines' shares for 260% more than the market prices, minister of state for finance Namo Narain Meena said, "There was no overvaluation to accommodate the airline." He said public sector banks have an exposure of Rs. 5,792.66 crore to the airline by way of fund based limits and non fund based limits and Rs. 1,109.20 crore through investment in cumulative redeemable preference shares (CRPS) and non convertible cumulative redeemable preference shares (NCRPS). He further elaborated that as per the "Master Debt Recast Arrangement (MRDA), a portion of the debt was carved out and issued as CRPS, which was subsequently converted into equity shares of Kingfisher Airlines at a price of Rs. 64.48 per share on March 31, 2011, as against the prevailing market price of Rs. 39.90 per share. Public sector banks were allotted 11,63,30,639 shares in the company on conversion on March 31, 2011. He added the total investment by banks in the company's equity shares was Rs. 750.10 crore. "The market value of equity shares held by banks in Kingfisher Airlines as on December 7, 2011, is valued at Rs. 298.39 crore." Women Nike Free Run 2 Grey Sail Pink White Typically, no one is trained to be a supervisor. We all have to learn how to manage people on the fly, after we are promoted into a management position. It is helpful, when learning to be a good supervisor, to keep in mind the things that past supervisors have done that you liked and those that you have not liked.You can use these experiences to guide your decisions. Here are six steps to follow to make sure that you become a leader that others will remember in a positive light. If you are too quiet, you will need to work on becoming more outgoing and decisive. If you are too decisive, to the point where you scare people, you will need to work on toning yourself down. You want to become a thoughtful, considerate leader who knows where they are going. People can understand and retain clear, simple messages. You have to be able to repeat the message at meetings, in newsletters and in general conversations. If your people know the message, they will be able to follow. You shouldn't become best friends with your staff, but you should know them and know what their problems are. Because you care, you should attend their weddings, and the funerals of their close family members. Because you are their leader, you should not attend more personal functions, such as their birthday parties. You need to keep yourself concerned with your staff, but not intimately involved with them. If you are really not a "people person," consider another, non managerial position in your organization. Ruth is also a business management consultant. She trains supervisors to identify their shortcomings and tame them, while creating management systems that focus on their employees rather than themselves. She and her partner, Bob Haag, host the weekly radio show Manage Living, which can be heard on demand on her site.

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